Purpose-Built,
Expertly Delivered.
Data Harmonizer & Navigator
Surya’s Data Harmonizer makes data management simple. It pulls data from multiple systems, converts it into the right formats, and creates a single, accurate source for analysis. It also reconciles data to the trial balance, ensuring everything is complete and correct. Built for institutions of all sizes, it boosts efficiency and trust in your data.
Fixed Asset Management
Procurement, Premises, & Expenditure System
Corp Treasury

Balance Sheet Navigator
Our tools help you stay on top of liquidity, interest rate risk, capital, and customer behavior. Simulate detailed scenarios, uncover deep insights, and make smarter decisions with confidence.
Bank Assets & Liability Management
Income Simulation
Behavioral Analysis
Funds Transfer Pricing
Capital Adequacy Management
Planning & Forecasting

Regulatory & Compliance Navigator
In a fast-changing market, keeping up with regulations can feel overwhelming. Our tools make it easier to stay aligned with evolving rules, ensure accurate reporting.
BASEL III LR
BASEL - Capital Adequacy
BASEL - IRRBB
IFRS 9 - Expected Credit Loss
RRG - Regulatory Reporting for Central Bank

Risk Navigator
Effective risk management is key to thriving in today’s shifting financial landscape. Surya’s automation tools simplify how you measure and manage Market, Credit, and Operational Risks by reducing errors, improving workflows.
Risk Aggregator
Operational Risk
R Control
SMERATE

Enterprise Tool Set
Surya’s Enterprise Tool Set is built to boost efficiency and simplify operations across your organization. Together, these tools help businesses run smarter, faster, and stay ahead of the curve.
Fixed Asset Management
Procurement, Premises, & Expenditure System
Corp Treasury
Bank Reconciliation System


With over two decades of experience,
With over two decades of experience,
Surya Fintech specialized in providing
Surya Fintech specialized in providing
Balance-Sheet & Risk Management
Balance-Sheet & Risk Management
solutions to Banks & Financial Institutions
solutions to Banks & Financial Institutions

Our solutions are trusted worldwide to streamline financial control and strengthen risk management
15+
Products
25+
Countries
75+
Clients
People Remember How You Made Them Feel
Trusted Commitments, True Partnerships, Lasting Impact
At NBS Bank we decided to engage the services of Surya Software Systems for their Bank Balance Sheet/Assets & Liabilities management system and we are happy to share that it was a great decision. We utilize their solution to assist us on optimizing balance sheet strategies with the enhancement of information as their system produces versatile and timely reports suitable for our departmental needs. Having this system enables us to focus on strategic and regulatory balance sheet management knowing that all the assets and liabilities management reports are automated and accessible through their application.
Our experience in working with Surya has been very positive and we would highly recommend them as they are able to accommodate all client needs without compromising their service standards.
Neema Kitta Mojoo
Manager - NBS Bank
Indo Zambia Bank is proud to mention that we are the first bank in Zambia, to have implemented ALM to manage our balance sheets with the help of Surya’s BALM tool. The entire product cycle from sale to customization, development and implementation was done within 6 months to take care of our immediate needs.
Along with their BALM product, we went ahead to use other reporting products like FTP, Prudential, RCSA, Register incident, BASEL II, etc. due to their stupendous tech and efficiency of their tools. The team from Surya has been accommodative and reactive to our changes and went along with us to deploy solutions in a time-bound manner.
Harikrishna Bommareddy
CFO - Indo Zambia Bank
Surya-soft’s BALM software provides Axis Bank with a Bank-wide asset liability management system capable of handling granular ALM data for both its domestic as well as overseas operations on a daily basis as well as consolidate liquidity positions using BALM consolidator.
It offers the Bank an enhanced platform to meet its liquidity and interest rate risk monitoring and analytics requirements in addition to meeting regulatory and internal reporting needs
Pravat Dash
SVP & Head - Axis Bank
In 2014, Doha Bank decided to move to a structured ALM solution and decided to implement Surya BALM. In addition, it was decided to procure a FTP system to meet the profitability measurement requirements. These systems were implemented successfully within in a short span of time in Qatar, Kuwait & UAE. A consolidator that aggregates ALM positions at the head office has also been implemented.
Surya has helped to significantly reduce the end of day processing time to under 45 minutes. Besides the central bank reporting, BALM has helped the bank produce Basel III liquidity reports. We are happy to have partnered with Surya, support from them has been reassuring.
Gaurav Dhingra
Head of Financial Risk - Doha Bank